At Florence Insurance Agency, we are committed to You!

we specialize in helping seniors and their families understand, compare, and enroll in Medicare coverage with clarity and confidence.

As an independent agency licensed in more than 25 states, we compare multiple insurance carriers to help you find coverage that fits your healthcare needs and your budget.

Medicare Advantage plans combine hospital (Part A) and medical (Part B) coverage into one convenient plan. Many plans also include:

• Prescription drug coverage
• Dental, vision, and hearing benefits
• Fitness memberships
• Additional wellness benefits

We help you compare plans to ensure:
• Your doctors are in-network
• Your prescriptions are covered
• Your out-of-pocket costs are manageable

Original Medicare does not cover all medical costs. Medicare Supplement plans help pay for:

• Copayments
• Coinsurance
• Deductibles
• Other out-of-pocket expenses

If you prefer predictable healthcare costs and broader provider access, a Medicare Supplement plan may be the right choice.

We explain your options clearly so you understand what you’re paying for — and why.

Prescription coverage can vary significantly between plans.

We review:
• Your current medications
• Your preferred pharmacy
• Monthly premiums
• Annual drug costs

This ensures you avoid unnecessary expenses and select the most cost-effective coverage for your needs.

Healthcare planning is important — but so is protecting your family from financial burden.

Final Expense Insurance provides affordable coverage designed to help pay for:

• Funeral expenses
• Burial or cremation costs
• Outstanding medical bills
• Other end-of-life expenses

Funeral costs today can exceed $10,000. We help you plan ahead so your loved ones are not left with unexpected financial stress during a difficult time.

Medicare plans can change every year.

We provide ongoing support by reviewing your coverage annually to make sure:

• Your doctors are still covered
• Your prescriptions remain affordable
• Your benefits still meet your needs

We don’t disappear after enrollment — we stay with you.